Senior Loans vs. Junior Loans
This post briefly considers the two main types of loans that borrowers currently offer Groundfloor investors—senior loans and junior loans—and examines some of the important differences between them a[...]
This post briefly considers the two main types of loans that borrowers currently offer Groundfloor investors—senior loans and junior loans—and examines some of the important differences between them a[...]
“October: This is one of the particularly dangerous months to invest in stocks. Other dangerous months are July, January, September, April, November, May, March, June, December, August and February”.
For many, Memorial Day weekend marks the beginning of summer, in attitude if not in seasonal fact. As we look ahead to an exciting summer of expansion for GROUNDFLOOR, we thought this would be a good [...]
One week ago, Groundfloor announced a landmark securities filing with the federal government and five state governments. But what does this really mean? First, it is important to understand that when [...]
This week, we announced a major expansion of GROUNDFLOOR (press release; coverage in USA Today). After several months piloting our concept in Georgia, we’re ready to open micro-lending in real estate [...]
Last week we discussed secured lending and how it reduces the risk of your investment. If you remember, we mentioned that the property’s value is really the key variable that an investor must consider[...]
Many of our investors ask us "What happens if a GROUNDFLOOR loan that I invest in goes bad? Will I lose my money?"
This week, in case you missed the news, we successfully funded our third property, a new condominium construction project in Powder Springs, GA. It featured an attractive rate, and many investors like[...]
This week we announced our news that GROUNDFLOOR completed the nation's first-ever crowdlended, peer-to-peer real estate transactions. We're very proud to have connected our growing community of inves[...]
This week we've rolled out a few new features to lay important parts of the foundation for what you'll be able to do with Groundfloor in 2014.
Groundfloor is a unique financial product for individual investors that allows non-accredited and accredited investors alike to participate directly in real estate investment loans on a fractional basis. We open the door to short-term, high-yield returns backed by real estate. Typical loans have returned 12 percent annually on a six- to 12-month term.
Groundfloor offers the best of all worlds: short-term real estate investments with high-yield returns, and it takes only $100 to get started, invest in $10 increments.
Groundfloor was founded in 2013 by Brian Dally and Nick Bhargava. The company is headquartered in Atlanta, Georgia with a fast-growing team on a mission to reformat and open private capital markets for the benefit of individual investors and the investments they fund.
Disclaimer: Groundfloor's claim of consistent 10% returns is based on previous historical returns and current available investments, which range from 4% - 14% barring any losses. Investing is not without risk, including the potential loss of invested principal.