About Loan Grading
You may have wondered, "Why shouldn’t I just invest in the loans with the highest interest rates?" We thought it might be helpful to consider why a lender would, at one extreme, invest in an A loan (w[...]
You may have wondered, "Why shouldn’t I just invest in the loans with the highest interest rates?" We thought it might be helpful to consider why a lender would, at one extreme, invest in an A loan (w[...]
I recently had the opportunity to sit down with one of our borrowers, Adam Ailion, for a question and answer session. It was a great experience and one that I am happy to share with our GROUNDFLOOR co[...]
This post briefly considers the two main types of loans that borrowers currently offer GROUNDFLOOR investors--senior loans and junior loans--and examines some of the important differences between them[...]
“October: This is one of the particularly dangerous months to invest in stocks. Other dangerous months are July, January, September, April, November, May, March, June, December, August and February”.
Last week we discussed secured lending and how it reduces the risk of your investment. If you remember, we mentioned that the property’s value is really the key variable that an investor must consider[...]
Many of our investors ask us "What happens if a GROUNDFLOOR loan that I invest in goes bad? Will I lose my money?"
Groundfloor is a unique financial product for individual investors that allows non-accredited and accredited investors alike to participate directly in real estate investment loans on a fractional basis. We open the door to short-term, high-yield returns backed by real estate. Typical loans have returned 12 percent annually on a six- to 12-month term.
Groundfloor offers the best of all worlds: short-term real estate investments with high-yield returns, and it takes only $100 to get started, invest in $10 increments.
Groundfloor was founded in 2013 by Brian Dally and Nick Bhargava. The company is headquartered in Atlanta, Georgia with a fast-growing team on a mission to reformat and open private capital markets for the benefit of individual investors and the investments they fund.
Disclaimer: Groundfloor's claim of consistent 10% returns is based on previous historical returns and current available investments, which range from 4% - 14% barring any losses. Investing is not without risk, including the potential loss of invested principal.
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